Film Production Insurance – Video Production Insurance
AIS offers a full spectrum of insurance coverage on a short term or annual renewable basis for the planning, creating, development, and shooting of film or related media. Available for pre-production, production, post-production and related production activities.
American Insurance Specialists has the expertise required when it comes to providing Film Production Insurance – Video Production Insurance protection for all of your digital, film, or video production work, whether it’s a television commercial production, feature length film, corporate video, short films, director’s wheel, infomercial, television pilots, series or specials.
The AIS Film Producers Film Production Insurance – Video Production Insurance Package provides essential insurance solutions for feature films, commercials, documentaries and television programs. Protection extends beyond the property associated with these productions. It also insures extra expenses arising from illness or injury to cast members, loss or damage to negative film or videotape, or problems arising from faulty cameras, film or processing. Film Production Insurance – Video Production Insurance protection for your production is as essential as organizing a crew, securing locations, renting equipment and even developing a script our insurance program will protect your production from the financial consequences of damage to or destruction of raw film, or tape stock. Film Production Insurance – Video Production Insurance can be the key to protecting your investments.
Foreign Film Productions
Single term policy for a film production or scene taking place overseas.
- Worldwide (other than US) coverage territory
- up to 12 months coverage term
- All Budgets gross production cost
- Single Productions Only
- Premium starting from $750
DICE Annual Productions
A renewable, annual policy for the filmmaker continuously involved in film production.
- Worldwide (other than US) coverage territory
- Annual coverage term
- All Budgets gross production cost
- Two or more productions or series
- Premium starting from $2,250
Short Term Productions
Single term policy for smaller productions with flexible coverage selection.
- US & Canada coverage territory
- up to 60 days coverage term
- up to $1,000,000 gross production cost
- Single Productions Only
- No Live Gangster Rap Music or Hard-Core/Soft-Core Porn.
- Premium starting from $500
- Optional: Rented Equipment & Owned Equipment, Props, Sets and Wardrobe, Negative & Faulty Stock, Third-Party Property Damage, Extra Expense, and More
Film Production Portfolio
Single term policy for small to mid-sized productions with optional overseas scenes.
- Worldwide coverage territory
- up to 12 months coverage term
- up to 25,000,000 gross production cost
- Single Productions Only
- Premium starting from $1,250
Small To Mid-Sized Productions
Single-term policy for small to mid-sized productions with optional overseas scenes.
- Worldwide coverage territory
- up to 12 months coverage term
- up to $25,000,000 gross production cost
- Single Productions Only.
- Premium starting from $1,250
Equipment Floater
- All Risk Worldwide coverage territory
- For Owned & Rented Equipment, including recording studio and sound systems, tents, lighting, and cameras, musical instruments
- up to $25,000,000
- Annual coverage Term
COVERAGE
General Liability |
General liability (including increased limits), Stunt Buyback, Special Certificates & Waivers, Blanket Additional Insureds | |
Excess Liability |
Limits available up to $10 million US | |
Automobile |
Automobile Liability & Physical Damage. Hired & Non-Owned Automobiles | |
Workers’ Compensation |
Workers Compensation. | |
Inland Marine |
Rented Equipment, Owned Equipment, Props, Sets and Wardrobe, Negative & Faulty Stock, Third Party Property Damage, Extra Expense, Cast and more. Up to $25,000,000 | |
Travel Accident |
Travel Accident to comply with guild requirements. Available for Guild & Non-Guild Members. | |
Volunteer Accident |
Accident coverage for volunteers. |
Stunts, Animals, Precision Driving
Stunts, animals, and precision driving scenes are now available as a buyback option for the Short Term Productions program.
Multiple scenes can be declared to a single production and quoted online.
The stunt exclusion can be bought back for eligible declared stunts.
- Stunts are quoted online simultaneously with the production.
- Stunts must be declared.
- Multiple stunts may be declared to a single production.
- Certain stunts are not eligible for workers compensation.
Cast Extra Expense
Cast extra expense is now available for production programs. Coverage options include blanket coverage with sickness (no medicals required), blanket coverage without sickness, and family bereavement. Cast limits available are 100%, 75%, 50% and 25% of Gross Production Cost.
DICE Productions
Annual / DICE Production Insurance is designed to cover multiple projects under one continuous policy, making it ideal for production companies that work throughout the year. Instead of securing separate insurance for each shoot, all qualifying productions are covered under a single annual program.
While core coverages such as general liability, equipment, auto, workers’ compensation, and location liability are typically included, certain activities — including stunts, water scenes, aerial work, drones, pyrotechnics, and other hazardous elements — require advance disclosure and underwriting approval.
Since this is a blanket program, it’s important to provide accurate information about your project types, locations, crew size, and risk exposures at the time of application. Early planning helps prevent coverage gaps, delays, or last-minute underwriting issues and ensures your productions remain properly protected year-round.
Annual DICE insurance is generally intended for productions that fall into documentary, industrial, commercial, or educational categories. Examples may include:
- Commercials and branded content
- Corporate videos and internal communications
- Training and instructional videos
- Non-profit and community storytelling content
- Documentary projects produced on a recurring basis
- Web and social content produced for clients
Coverage eligibility can vary by insurer, especially where project budgets, locations, or production activities introduce additional risk.
Eligible Productions
- “The Making of” Videos
- Animation
- Commercial
- Community TV Interview
- Corporate Video
- Demo Reel Shoot
- Digital Video
- Direct Sale Videos
- Director’s Reel
- Documentary
- Editing
- Educational & Training Film
- Experimental Film
- Feature Film
- Festival Reel
- Film Promotion
- Independent Feature, Low Budget
- Industrial
- Infomercial
- Instructional Video
- Live Action Shot
- Miscellaneous Production
- Motion Picture
- Music Video
- Non Airing Pilot
- Photography Shoot
- Pick-up Shoot
- Point of Sale Video
- Post-production
- Pre-production
- Promotional Video
- Public Access Program
- Public Service Announcement
- Reality Based TV Show
- SAG Experimental
- SAG Limited Exhibition
- SAG Modified Low Budget
- Sales Video
- Short Film
- Soap Opera
- Spec Commercial
- Spec Production
- Television Pilot
- Television Series
- Television Special
- Thesis Film
- Trailer
- Training Video
- Video Biography
- Video Game Shoot
- Video Location Survey
- Video Shoot (Miscellaneous)
The AIS Entertainment & Recreation Division provides a range of specialized insurance and
risk management services for these dynamic industries with innovative risk solutions for:
