RV Park & Campground Insurance

The AIS RV Park & Campground Insurance Program has been specifically designed for all types recreational businesses.  Our comprehensive campground insurance program gives you the ability to combine broad property, liability, commercial auto, bonds, workers compensation and umbrella coverage with low preferred rates.

Whether your facility is up in the plains or tucked away in a forest, it may provide recreational services such as fishing, boating, canoeing, miniature golf, horseshoe pits, playgrounds, swimming pools and organized activities for guests. RV Parks will typically offer showers and restrooms, laundry facilities and LP Gas sales. The resort may have a general store and a snack bar.

Campground Insurance

• RV Parks & Campgrounds
• Conference Centers
• General Store
• Restaurant or Bar
• Commercial Kitchens
• Liquor Liability
• LP Gas Sales
• Laundry Facilities

General Liability
Comprehensive General Liability
$1M each occurrence /  $2M or $3M aggregate
• Employee Benefits Liability
• Damage to Premises Rented to You – $100,000
• Medical payments – $5,000
• Blanket Additional Insureds
• Available coverage options:
– Watercraft Liability
– Trailer Spotting endorsement

Liquor Liability
• Limits to $1M/$1M (in most states)

Property
• Elite Property Enhancement:
RV Parks & Campgrounds, including:
– $100,000 Business Income and Extra Expense
– $25,000 Outdoor Property
– $25,000 Sewer or Drain Water Backup
• Replacement Cost or Actual Cash Value coverage

The Right Insurance for Your Campground & RV Park Needs

American Insurance Specialists has served the unique insurance needs of RV parks, campgrounds, and resorts for over 40 years. We have insured hundreds of campgrounds and RV parks nationwide. As a national broker, we match the correct carrier with your unique coverage needs. No matter if you own a KOA in California, a Yogi Bear campground in Wisconsin, or a horse hotel in Georgia, we can craft an insurance solution for you.