Carriage Ride Insurance – Carriage Liability Insurance

AmRisk Insurance & Financial Services

AmRisk offers insurance coverage designed for Carriage & Wagon Ride businesses

You know the risks in your business and so does AmRisk !

AmRisk is a nationally  recognized insurance leader for commercial carriage and wagon ride insurance.    Our underwriting specialists have created innovative and comprehensive insurance programs in use by hundreds of commercial equine operations throughout the United States.

In recent years, the number of  insurance companies offering affordable high quality coverage to commercial recreational facilities has been reduced to a mere handful.  Many factors have contributed to these difficult market conditions but the most obvious is the huge losses experienced by insurers no longer in the marketplace.  The current permissive legal environment, poor management practices, inexperienced underwriters, ineffective safety guidelines and undercapitalized insurers are responsible for the current hard market.

Get an equine insurance Quote today

For more information and a no obligation quotation please call us today at (602) 702-7600
or complete our Carriage LiabilityApplication   and email to underwriting@amriskusa.com

What carriage and wagon ride insurance cover ?

Liability is a major concern with driving horses – one small slip of a passenger can ultimately result in a lawsuit. Plus, your cart, harnesses, and horses are all extremely valuable and can easily sustain damages while transporting or especially if you’re driving in urban areas. AmRisk Insurance fully understands what it takes to protect horses and horse businesses and we’re here to help you create the perfect package to keep you, your horses and equipment safe.

NOT ALL CARRIAGE RIDE INSURANCE COMPANIES ARE CREATED EQUAL

Navigating the world of horse insurance companies can be confusing and especially difficult when you talk to a different equine insurance agent every time you call. AmRisk is considered by many to be one of the leading horse insurance companies in the equine industry. Unlike the largest horse insurance companies, AmRisk takes pride in being family owned and offering an unprecedented level of personalized attention that every horse owner deserves. If you call to compare equine insurance companies before making a decision, you will quickly realize there is no comparison from the very first time you talk to us.

Whether you compete in Combined Driving, own a 6-Horse-Hitch or offer Carriage Rides for weddings and events, AmRisk will create a customized  Carriage Liability Insurance package to protect your horses and your business.

If you have a horse-drawn carriage, people around you are at risk of injury due to a horse’s sensitive nature. No matter the type of carriage you own or operate, carriages are prone to careless drivers. Driver error, horses, and environmental factors can all contribute to a lawsuit against you. Don’t take the risk. Make sure you have horse carriage insurance to protect you and your business from costly litigation.

Liability is a major concern with driving horses – one small slip of a passenger can ultimately result in a lawsuit. Plus, your cart, harnesses, and horses are all extremely valuable and can easily sustain damages while transporting or especially if you’re driving in urban areas. Kay Cassell Equine Insurance fully understands what it takes to protect horses and horse businesses and we’re here to help you create the perfect package to keep you, your horses and equipment safe.

Coverage highlights

  • Liability limits to $1 million are available for bodily injury and property damage
  • General liability aggregate limits are two times the liability per occurrence limit
  • Commercial General Liability coverage applies on and off premises in the U.S. and U.S. territories
  • Fire Legal liability up to $100,000 at no charge (in most states)
  • Medical payments up to $5,000
  • Personal and advertising Injury included
  • Products/completed operations included
  • Defense cost paid in excess of policy limit
  • Participants coverage included
  • Excess liability available (with limits up to $10 million)

American Equestrian Alliance

AmRisk has partnered with the American Equestrian Alliance safety group which was established in 1989 to promote equestrian activities, support equine legislation, distribute educational literature and operate as an insurance safety group for it’s membership.  AEA sponsored insurance programs have consistently offered the highest quality coverage at affordable rates due to our history of safety and profitability with insurance companies.

AEA insurance programs, safety guidelines and membership criteria are established by it’s members… not insurance companies.  Our programs have succeeded where so many others have failed because they represent reasonable industry standards.  As a member of the American Equestrian Alliance you agree to adhere to common safety guidelines and use proven releases drafted by AEA lawyers.  Your reward is a stable, affordable insurance program underwritten by the leading equine insurance providers in the United States.