Insuring Equestrian Clubs & Associations Since 1971

AmRisk Insurance & Financial Services offers a unique Riding Club Program that caters to equestrians’ needs and interests. A riding club or association is any group that is formed to pursue common equestrian related interests. Riding clubs form the core of most organized equestrian activity in the United States. They allow riders with similar interests to meet, network and participate in organized activities. A riding club can be a small group of friends meeting regularly for organized activities or an association with thousands of members. For as little as $500 per year, our $1,000,000 liability policy will cover all club members if a law suit arises from an insured club activity.

Liability coverage is provided for all declared equestrian club activities including special events and owned or leased premises. Boarding, riding instruction, clinics and public special events can be added by endorsement. A comprehensive package policy is also available for clubs that own buildings, personal property or automobiles.  Our basic policy premium automatically includes the first 100 members and scheduled public event days. Shows, clinics, gymkhanas and trail rides held by and for the sole benefit of members are included and covered at no additional charge. Directors, officers and members are automatically named additional insured’s in the policy definitions. Premises owners, government entities, sanctioning organizations, judges and sponsors may be named as an additional insured by endorsement.  Higher coverage limits are available up to $10,000,000.

Our Equine Riding Club Program uses a special rating and coverage format.  Click here to see more details.
The policy territorial scope of coverage includes the United States, it’s territories and Canada.

• American Connemara Pony Society
• American Cowboy Team Roping Association
• American Cutting Horse Association
• American Equestrian Alliance
• American Endurance Ride Conference
• American Farrier’s Association
• American Hackney Horse Society
• American Horse Council
• American Miniature Horse Association
• American Miniature Therapy Horse Association
• American Morgan Horse Association
• American Paint Horse Association
• American Polo Crosse Association
• American Professional Rodeo Association
• American Quarter Horse Association
• American Reining Horse Association
• American Rope Horse Futurity Association
• American Saddlebred Horse Association
• American West 4D Barrel Racing Assn
• Arabian Horse Association
• Cowboy Mounted Shooting Association
• Equine Trail Sports Association
• EAGALA
• Extreme Cowboy Association
• International Andalusian & Lusitano Horse Association
• International Barrel Racing Association
• International Friesian Show Horse Assn
• International Professional Rodeo Assn