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A Guide to Commercial Liability Insurance & Endorsements

An Overview of Liability Insurance Policies & Endorsements

Commercial Liability Insurance Explained

Are you confused about the differences between claims-made and occurrence forms in liability insurance? Do you wonder how coverage is determined and what triggers it? Let AmRisk Insurance & Financial Services guide you through the complexities of liability insurance. Our expert team can help you understand the nuances of claims-made and occurrence policies, and ensure that you have the right coverage for your business. With our specialized services, you can trust us to provide comprehensive risk management solutions tailored to your specific needs. Contact us today to untangle the complexities of liability insurance and secure the protection your business deserves.

The Importance of Liability Insurance

Understanding Liability Insurance Endorsements

Explore the various types of liability insurance policies and endorsements and how they can protect your business from unforeseen risks.

Enhancing Your Liability Coverage

Additional Insured Endorsements Explained

Additional insured endorsements are a vital aspect of liability insurance policies. They extend coverage to other parties, such as contractors or business partners, who may be held liable for incidents related to your business operations. This endorsement ensures that these additional insured parties receive the same protection under your liability policy, reducing their risk exposure and providing peace of mind. Understanding and utilizing additional insured endorsements can significantly enhance your overall risk management strategy.

Comprehensive Coverage Options

Principal Types of Liability Insurance

General Liability Insurance

Protects your business from claims involving bodily injuries and property damage. Ideal for businesses of all sizes.

Professional Liability Insurance

Offers coverage for legal claims arising from professional mistakes or negligence. Essential for service-based industries.

Product Liability Insurance

Safeguards your business against claims related to product defects or malfunctions. Crucial for manufacturers and retailers.

Commercial Auto Insurance

Covers vehicles used for business purposes, ensuring protection against accidents and damages. Important for businesses with a fleet.

Liability Insurance Overview

Policy Type
Coverage Type
Additional Insured
Policy Limitations
General Liability

Bodily Injury, Property Damage

Available for Contractors, Vendors

Excludes Professional Services

Professional Liability

Errors and Omissions

Available for Consultants, Advisors

Excludes Physical Injuries

Product Liability

Product Defects, Malfunctions

Available for Manufacturers, Distributors

Excludes Intentional Misconduct

Get Personalized Insurance Advice

Contact AmRisk Insurance today to schedule a personalized consultation. Our experts will help you choose the right liability insurance policy tailored to your business needs.