Our coverage automatically includes full Replacement Cost and you can elect Guaranteed Replacement Cost if the cost of replacement exceeds your coverage limits.

If your home cannot be lived in due to a covered loss and you need a temporary residence while your house is rebuilt.  We will help you find another place to stay where you’ll be comfortable, whether that’s at a similar home in your school district if available or a suitable hotel.

The Portfolio personal property can extend specialized scheduled coverage for your jewelry and valuable collections.

In the event of a covered total loss, if you decide not to rebuild or to rebuild at another location, you can choose a cash settlement, up to your policy limit. The choice is yours.

If something happens outside the walls of your condo your building association’s insurance covers exterior damage and repairs, not you. But when it comes to protecting what’s inside your home, you need comprehensive, not patchwork protection.

If you’ve upgraded the details of your home, like custom cabinets and appliances in your kitchen, or a state-of-the-art entertainment center in your family room, we’ll replace them for their full value up to your policy limit.