Directors & Officers Errors & Omissions Insurance

Customized Professional Liability Coverage for Nonprofit Organizations

Nonprofit Directors & Officers liability insurance helps cover the defense costs, settlements and judgments arising out of lawsuits and wrongful act allegations brought against a nonprofit organization.  Protect your organization’s mission and your board member’s personal assets with directors and officers liability insurance for nonprofit organizations – you can’t afford not to.
Talk with an expert at 602.702.7600 today

Request A QuoteContact Us Today

Protecting Non-Profit Organizations Since 1971

AmRisk Insurance offers comprehensive and equitable coverage through nationally recognized insurance companies. Directors and officers liability insurance for nonprofit organizations offers protection for the risks that nonprofit organizations face. Learn more about directors and officers liability insurance for nonprofit organizations with the information below. 

Complete Protection for Non-Profit Organizations

What does D&O Insurance Cover?

Directors and officers liability insurance for nonprofit organizations is designed to help protect the organization, its mission and its directors and officers if they are sued by vendors, current or former employees, donors, beneficiaries or other parties. Suits can claim actual or alleged errors, misleading statements, breach of duty or misuse of funds or authority, putting the mission of the organization as well as the personal assets of board members at risk in defending against these suits. 


Who should carry D&O Insurance?

Directors and officers liability insurance can help secure a nonprofit’s mission and protect the personal assets of directors and board members. Having the right coverage can help attract and retain qualified directors and board members to your nonprofit organization.

Features of D&O insurance for nonprofits

Directors and officers liability insurance for nonprofit organizations offers protection for the risks that nonprofit organizations face. Nonprofit directors and officers liability coverage not only includes coverages for the defense costs, settlements and judgments associated with claims against nonprofit organizations but also helps protect the personal assets of the organization’s directors and board members.

Where Do We Write This Policy?

Our program insures 26,000+ nonprofits throughout the United States





Start The Process... Getting A Quote

Our policies are specifically designed for every type of 501-c3 Non-Profit Organization.  We employ a data gathering and application process to guarantee you the appropriate coverage and best possible premium.  Please use the button below to request a quote and talk to an expert.


Coverage Options For Non-Profit Organizations

General Liability Insurance

A Commercial General Liability Insurance policy pays the damages for liability imposed upon you or your business by the law. It also pays the cost of defending you when a claim is made against your policy.  

Directors & Officers Errors & Omissions

D&O insurance for nonprofits protects directors, officers, and board members against legal expenses if they are sued for a decision they made on behalf of the company that led to financial loss.

Professional Liability Insurance

Professional liability insurance for nonprofits is also called errors and omissions insurance (E&O). It covers legal expenses when an oversight or mistake leads to a lawsuit.

Property Insurance

Having the right commercial property coverage could mean the difference between a minor disruption to operations and a major financial loss. Business property insurance can protect your company’s physical assets from unexpected events, including fires, windstorms, theft and vandalism. Physical assets covered by commercial property coverage could include the business property you own or rent, office equipment, furniture, fixtures, inventory and other items you count on to support your daily operations.

Cyber Liability Insurance

Cyber liability insurance is an insurance policy that provides businesses with a combination of coverage options to help protect the company from data breaches and other cyber security issues. It’s not a question of if your organization will suffer a breach, but when. AmRisk’s cyber insurance policyholders can also access tools and resources to manage and mitigate cyber risk — pre-breach and post-breach.

Automobile Insurance

 Automobile insurance is also required by law for any owned vehicles, but coverages differ greatly depending on state.

Participant / Volunteer Accident Insurance

Coverage for injury to nonprofit volunteers or participants on a no-fault basis. Unlike liability insurance, this applies without any showing of fault. Volunteers and participants are covered while participating in all activities which are supervised and sponsored by the organization

Worker’s Compensation

Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses. This policy is required in almost every state for businesses that have employees.

Our Non-Profit Clients also get risk management services!

Many nonprofits pay a lot of money for risk management services. f your nonprofit is insured by AmRisk, you get all of the risk management services below for free — or at a highly-discounted rate.

Consulting services.

Risk management consulting services to help your nonprofit identify and mitigate key risks across your organization.  Whether you are looking for general loss control or something more specialized, the AmRisk team offers personalized assistance to support you through customized risk management solutions. Managing risk should not be a burden. Let us help you do what you do best — stay focused on your mission.


Discover risk management strategies, exclusive AmRisk client resources, and learn how new regulations and laws may affect your nonprofit.

Risk Management Plan

Online tools to help you create a risk management plan that reflects your organization’s unique needs, priorities, and culture.

Online board tool

Help your nonprofit’s board function more efficiently and effectively with BOARDnetWORK, an easy-to-use, web-based communication tool.

E-books on risk management for nonprofits.

Expert advice to help nonprofits in non-technical, easy-to-understand language, with case studies and sample forms.

Who Can We Insure?

Our program writes coverage exclusively for 501(c)(3) organizations of all sizes.

They include but are not limited to:

  • Art and Education
  • Animal and Environmental
  • Community & Civic Associations
  • Mental Health and Developmental Disabilities
  • Human & Social Services
  • Neighborhood Improvement and Social Action
  • Professional Non-profit Associations
  • Recreation Clubs & Associations
  • Shelter, Nutrition, and Employment
  • Philanthropy, Volunteerism, and Grantmaking
  • New 501(c)(3) organizations
  • … and many more.

By understanding the unique operations of your nonprofit, we can offer you fair and equitable premiums.

Our insurance premiums are based on your organization’s specific level of risk — not on the whims of the insurance market.

The money your nonprofit saves can be put to better use toward your mission and community!


Who can’t we insure in this program?

We cannot insure Nonprofit organization types other than 501(c)(3), such as 501(c)(4), 501(c)(6), etc. in this policy. 
Please contact us to discuss other markets available.

  • Athletic leagues
  • Boy Scouts / Girl Scouts troops
  • Chambers of commerce, trade associations, or homeowners’ associations
  • Churches, or organizations whose main goal is to promote the specific teachings or beliefs of a specific religion or person
  • Detox facilities, hospitals, blood banks, or birth centers
  • Lockdown facilities, or facilities that hold people against their will
  • Mountain bike / Motocross groups
  • Nonprofit developers that build with the intent to sell
  • Universities
  • Zoos

We can consider 501(c)(3) nonprofits that are only affiliated with the types of organizations above.

Examples of affiliated organizations: Food banks / pantries / thrift stores connected to churches, foundations that benefit zoos, or supporting organizations.

Contact Us Today!

Call 602.702.7600 or email  today to discuss your insurance needs and offer you a quote.
13880 N Northsight Blvd.  Suite C109

Scottsdale, AZ  85261

Send Us A Message